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Should I Rent An Apartment Or Buy A House In Westfield?

January 20, 2021

Exterior of apartment in Westfield

In the 21st century, common fiscal wisdom in respect to purchasing a home or renting an apartment in Westfield has flipped upside down. Owning a home gives for a source of pride and connectivity that you cannot obtain from renting, but it may also be a cause of difficulty and serious costs. Renting may come with some added rules, but also provides for flexibility and fixed expenditures home ownership does not. Here are a handful of things to know ahead of deciding to acquire a house or rent an apartment in Westfield.
 
Apartment building in Westfield

Money is King

Costs, both initial expense and reoccurring, can vary wildly between renting an apartment and buying a house. The house buying transaction is overflowing with expenses that normally have to be given upfront - in addition to the down payment. There is earnest money, property appraisal and inspections, first-year insurance fees, and other assorted charges - all before your utility bills even start. Not to mention the additional prices of maintenance and any restorations you may want.

Renting has a considerably lower limit for entry. Standard renting upfront fees include a security deposit, first month’s rent, and other various deposits or payments. While some say that money used on renting is gone forever, money paid on a space to live is never a waste.

Living room in Westfield apartment

Room for Yourself and the Entire Family 

What you want from your living space may be the determining aspect in deciding if you should buy a house or rent an apartment in Westfield. The average house size in the US is increasing, meaning more space for an office or an extra bathroom. A home could have a backyard for kids and pets to move freely and play in.

You can discover apartments in numerous layouts and floorplans. For your unit, you can have anything from a 1-bedroom to a townhouse, but they all come in static layouts. Your apartment should have have walking routes and a dog park, and other families living right next to you. Of course, most homes don’t come with amenities like a stocked gym or swimming pool

Repair in Westfield apartment

All the Bells and Whistles

While the versatility that comes having a house is liberating, it does come with a few strings attached. Should a pipe burst or furnace break, it is up to you or someone you hire to make the repairs. In a rental, there is a trained maintenance staff that is always on stand-by. Not only is having a maintenance professional on-call handy, but it will likely also save you some serious replacement fees. Repair costs are included in your renting bill, while any replacements on a house come directly out of pocket.

Freedom for Your Way Of Living

Your job and lifestyle can be large factors in choosing to rent an apartment or buy a house in Westfield. Selling your home can be a lengthy, complex process. If you work in a position that demands you to relocate frequently, taking on the selling process may be more stressful than it is worth. Renting an apartment is a more simplified process that doesn’t require any real estate agents or banks - just the apartment staff and you.

Ready To Begin Seeking For Your Perfect Apartment Space?

When you want an apartment in Westfield, your first choice should be Wheelhouse Apartments on the Monon. We have spacious floorplans, courteous staff, and excellent amenities. Simply call 463-223-4309 or click the “schedule a tour button” to find your new apartment.